Get coverage for the uncertainties in business with commercial general liability insurance.
Offers protection against the risk of damages.
When you look around your insureds, it’s obvious that they need to protect against damage to your buildings, equipment, and staff. Less obvious—but no less important—is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable.
What insurance does and does not cover.
This policy mainly covers bodily injury to people outside of your insureds and physical damage to their property. A few exceptions to this principle include data loss and reputation damage, such as one of your employees defaming a client. It’s important to note that this type of coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors and omissions insurance may help to protect your insureds from that specific type of risk.
What is covered by commercial general liability insurance?
Bodily injury, property damage, advertising injury, and medical payments are typically included.
How much does commercial general liability insurance cost?
The cost of your policy may vary depending on the industry type, location, and size of your insured’s business, as their risks will be different.
When is commercial general liability insurance required?
Your insured’s business needs to have this type of policy if they ever meet clients at their business, or have any physical access to their equipment. Additionally, this coverage may be a requirement before some businesses will sign a contract with you.
Commercial general liability insurance is a common necessity for most businesses. Contact us to go over your coverage options for your insureds.
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